About

Justin Lotano

Justin Lotano

  • CRPC
  • CDFA
  • Managing Director
Justin’s true passion in this life is helping people. Luckily for him, that is what he gets to do for work. As a financial advisor with Wells Fargo Advisors Financial Network, Justin prides himself on helping people achieve their financial goals. Whether someone is going through a major life transition such as divorce or looking to achieve a successful retirement, he works with them one on one to get to understand and prioritize their goals, and then create a plan to achieve them.

Having discovered his passion for investment planning and helping clients achieve their retirement goals, Justin is fully committed to providing advice and guidance and helping his clients plan for and live the retirement lifestyle they have planned.

As a financial advisor with over 17 years of experience, Justin has continued his professional development by earning my CRPC® – Chartered Retirement Planning Counselor certification. This additional training provides him with insights into retirement planning to help his clients build their roadmap to retirement. Helping people transition from the accumulation to distribution phase in retirement can be one of the most complicated phases of a retirement timeline and that is his specialty.

Justin has also earned his CDFA® certification or Certified Divorce Financial Analyst. As a CDFA® professional, he has specialized skills and experience that allow him to analyze and address the specific financial issues of divorce.

Helping people goes far beyond just his job. Justin is very committed to his community and is currently the President of the Colts Neck Lions Club. He is also involved in the Association of the US Army, HABcore, and the Covenant House. Justin and his wife, Christina, have three kids, Giovanni, Gabriella, and Lorenzo. In his free time, Justin enjoys fishing, gardening, playing golf, hiking, and working out.

 

The use of the CDFAⓇ designation does not permit Wells Fargo Advisors or its Financial Advisors to provide legal advice, nor is it meant to imply that the firm or its associates are acting as experts in this field.
TJ Savona

TJ Savona

    • Client Associate
    T.J. Savona studied business with a concentration in finance and minored in information technology at Monmouth University. During his time at school, he was the Men’s Basketball Manager for the Hawks for all 4 years of his attendance.

    After school, he helped his father open and launch his flexographic printing business, Savona Printing. He worked with his father for 5 years after obtaining his bachelor’s degree.

    T.J. has always been interested in the financial industry as the opportunities are endless. He looks forward to expanding his knowledge within the field to ensure a prosperous career.

    As a Client Associate, he is excited to build strong client relationships, help clients achieve their financial goals and establish a plan to live the life they have always wanted.

    In his free time, T.J. enjoys playing basketball, fishing and exercising.
    Gianna Granato

    Gianna Granato

      • Client Associate
      Gianna Granato, from Staten Island, New York, brings a diverse background and a passion for client relations to her role as a Client Associate at Gardens. She holds a Bachelor's degree from Berkeley College and an MBA from Montclair State University. Gianna is also registered in SIE & Life, Accident & Health, further enhancing her ability to support clients in their financial journeys.

      At Lotano Financial Group, Gianna’s responsibilities include scheduling, confirming, and preparing client meetings, serving as a direct point of contact, maintaining client accounts and records, and developing marketing strategies to grow the group’s client base. Her background in retail sales, combined with her experience in relationship-building, has equipped her with a unique skill set that supports her success in the financial services industry.

      Known for her friendly demeanor, Gianna excels at connecting with clients on a personal level. Her blend of education and sales experience enables her to build strong and trusting relationships. Outside of work, Gianna enjoys anything sweet, especially chocolate, and values her family above all. She takes great pride in her perseverance, always finding a way to rise after challenges.
      Joseph Burgard

      Joseph Burgard

        • Client Associate
        Joseph Burgard, originally from Monterey, California, and Jackson, New Jersey, brings a wealth of experience in the financial industry to his role as a Client Associate at Lotano Financial Group. He holds a B.A. in Biology and has earned FINRA SIE, Series 6, and Series 63 registrations. Joseph’s career includes roles as a Financial Advisor, Licensed Relationship Banker, and Branch Manager, with over five years at Santander Bank, a multibillion-dollar international institution. During his tenure, he developed expertise in team building, coaching, and a deep understanding of the financial services landscape.

        At Lotano Financial Group, Joseph is responsible for ensuring an exceptional client experience through proactive communication and support, assisting with asset acquisition, and overseeing client relationship management. His background in banking and management positions him as a valuable asset to the firm’s marketing and client acquisition efforts.

        Joseph's achievements include being a qualifier for the 2019 Penn Mutual President’s Scholarship for new advisors and consistently performing as a top quarterly achiever at Santander. Outside of work, Joseph is passionate about community involvement, having supported organizations like The Shiba Rescue of NJ, The Monmouth County SPCA, and The James Volpe Foundation. He also served as a board member of Holbrook Little League and previously fostered dogs for Ark of Promise Dog Rescue.

        When not working, Joseph enjoys spending time with his wife, Tara, and their newborn daughter, Charlotte. His perseverance, developed during a period when he balanced three jobs to support his family, defines his drive and dedication to success.
        Kevyn Martinez

        Kevyn Martinez

          • Client Associate
          Kevyn Martinez holds a B.S. in Finance and Economics, providing a robust foundation for his career in financial services. His professional journey began at MassMutual, where he worked as a Financial Service Representative, gaining valuable experience in client management and financial strategy.

          As a Client Associate, he is dedicated to offering top-notch client service and ensuring a positive experience for all clients. His goal is to help clients achieve their financial objectives and create plans for a successful future.

          Outside of his professional life, Kevyn is passionate about fishing and the great outdoors. As a child, he aspired to become a pilot and still enjoys exploring new horizons. He is also inspired by Richard Hammond and his work in automotive media.

          Kevyn is eager to connect with others who share his interests and professional goals.

          Our Location

          We’re conveniently located at the address below. Give us a call or stop by our office during business hours to schedule a meeting to discuss your financial future. By getting to know you and your financial outlook, we can begin charting an investment path toward your goals.